Learn About Financing Opportunities

Our program is specifically designed to assist customers who are credit-challenged or establishing credit for the first time, with the goal of placing each customer in a vehicle that truly supports their needs. Financing is not credit-based, but instead income- and stability-based, allowing us to structure payments that give customers the ability to succeed without creating financial hardship. At 1st Choice Auto Center, a trusted Buy Here Pay Here dealership in Hendersonville NC, we offer used cars with no credit check and flexible in-house financing for drivers seeking bad credit auto loans in Hendersonville or second chance auto loans. We specialize in low down payment used cars, including affordable options for buyers searching for used cars for sale in Hendersonville NC. As a credit reporting car dealer, we help customers understand how to buy a car with no credit in Western North Carolina while working toward rebuilding their financial future. Every vehicle in our 1st Choice Auto Center used inventory includes a 12-month / 12,000-mile powertrain warranty and GAP protection for the life of the loan, making us a reliable choice for anyone looking for used cars with warranty in NC and a straightforward path to vehicle ownership.

At 1st Choice Auto Center, we make it easy to discover how to buy a car with no credit in Western North Carolina by offering premier Buy Here Pay Here services across Hendersonville, Asheville, and Waynesville, NC. Whether you are searching for used cars for sale in Hendersonville or need second chance auto loans in WNC, our in-house financing ensures that drivers from Arden, Fletcher, Skyland, and Fairview can secure low down payment used cars regardless of their credit history. As leading credit reporting dealers, we provide used cars with a warranty to residents throughout Henderson, Buncombe, Transylvania, and Haywood Counties, extending our reach to Brevard, Weaverville, Sylva, and Leicester. From the used inventory in Forest City and Rutherfordton to specialized in-house financing in Black Mountain, Swannanoa, and Candler, we are the go-to destination for used cars with no credit check. Residents in Flat Rock, East Flat Rock, Saluda, and Tryon can also take advantage of our used cars with warranty in NC, while those in Columbus, Lake Lure, Canton, and Lake Toxaway can learn how to earn a referral bonus by helping neighbors find reliable transportation. Whether you are in Zirconia, Tuxedo, Cedar Mountain, or Rosman, 1st Choice Auto Center is your trusted partner for low down payment solutions and quality used inventory across the entire region.